:root{
  --navy:#0B2545;--blue:#1A5FD0;--blue-d:#134AA6;--blue-l:#4F86E6;
  --sky:#EAF2FD;--sky-2:#DCE9FA;--bg:#F7FAFD;--white:#FFFFFF;
  --ink:#14263D;--ink-soft:#51647B;
  --line:#D6E0EE;--amber:#F2A93B;--stamp:#B7382A;--ok:#12803F;
  /* aliases so older inline references still resolve */
  --gold:#1A5FD0;--gold-2:#1A5FD0;--bronze:#134AA6;--deep:#0B2545;--deep-3:#134AA6;
  --serif:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --ease:cubic-bezier(.2,.7,.2,1);
  --shadow:0 24px 60px -28px rgba(11,37,69,.28);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
svg{display:block;max-width:100%}
a{color:inherit}
p{margin:0 0 1em}
h1,h2,h3,h4{font-family:var(--serif);font-weight:700;margin:0;letter-spacing:-.025em;line-height:1.15;color:var(--navy)}
h1{font-size:clamp(2.2rem,5vw,3.8rem);letter-spacing:-.035em;line-height:1.08}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem)}
h3{font-size:1.2rem;letter-spacing:-.015em}
:focus-visible{outline:3px solid var(--blue-l);outline-offset:3px;border-radius:4px}
.wrap{width:min(1200px,100% - 48px);margin-inline:auto}
.skip{position:absolute;left:-999px;top:8px;background:var(--blue);color:#fff;padding:10px 16px;border-radius:8px;z-index:100}
.skip:focus{left:12px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font:600 .98rem/1 var(--sans);text-decoration:none;padding:16px 28px;border-radius:12px;border:1.5px solid transparent;cursor:pointer;transition:transform .2s var(--ease),background .2s,box-shadow .2s,color .2s,border-color .2s}
.btn svg{width:18px;height:18px;flex:none}
.btn-gold{background:var(--blue);color:#fff;box-shadow:0 10px 24px -10px rgba(26,95,208,.65)}
.btn-gold:hover{background:var(--blue-d);transform:translateY(-2px);box-shadow:0 14px 28px -10px rgba(26,95,208,.75)}
.btn-line{color:var(--blue-d);border-color:#9DB9E8;background:#fff}
.btn-line:hover{border-color:var(--blue);background:var(--sky)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--blue-d);transform:translateY(-2px)}
.btn-ghost{border-color:var(--navy);color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}

/* header */
header.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:76px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.logo svg{width:38px;height:38px;flex:none}
.logo .lt{display:flex;flex-direction:column;line-height:1}
.logo b{font:800 1.4rem/1 var(--serif);letter-spacing:-.03em;color:var(--navy)}
.logo b i{font-style:normal;color:var(--blue)}
.logo small{font:500 .74rem/1 var(--sans);color:var(--ink-soft);margin-top:5px}
nav.main{display:flex;align-items:center;gap:30px}
nav.main>a,nav.main .sub>a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.96rem;transition:color .2s;padding:8px 0}
nav.main>a:hover,nav.main .sub>a:hover,nav.main a[aria-current=page]{color:var(--blue)}
nav.main .btn{padding:12px 20px;font-size:.92rem;color:#fff}
nav.main .btn:hover{color:#fff}
.sub{position:relative}
.sub>a::after{content:"";display:inline-block;width:6px;height:6px;margin:0 0 3px 8px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg)}
.sub .drop{position:absolute;top:100%;left:-24px;min-width:350px;padding:10px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .2s,transform .2s,visibility .2s}
.sub:hover .drop,.sub:focus-within .drop{opacity:1;visibility:visible;transform:none}
.drop a{display:block;padding:12px 16px;border-radius:10px;color:var(--ink);text-decoration:none;font-size:.95rem;line-height:1.35}
.drop a:hover,.drop a[aria-current=page]{background:var(--sky);color:var(--blue-d)}
.menu-btn{display:none;background:#fff;border:1.5px solid var(--line);border-radius:12px;width:46px;height:46px;cursor:pointer;color:var(--navy);padding:0}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:20px;height:2px;background:currentColor;margin:auto;position:relative}
.menu-btn span::before,.menu-btn span::after{content:"";position:absolute;left:0}
.menu-btn span::before{top:-6px}.menu-btn span::after{top:6px}
@media(max-width:1020px){
  .menu-btn{display:block}
  nav.main{position:fixed;inset:76px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:12px 24px 110px;overflow-y:auto;transform:translateX(100%);visibility:hidden;transition:transform .35s var(--ease),visibility .35s}
  nav.main.open{transform:none;visibility:visible}
  nav.main>a,nav.main .sub>a{padding:16px 0;font-size:1.1rem;border-bottom:1px solid var(--line);display:block}
  .sub>a::after{display:none}
  .sub .drop{position:static;opacity:1;visibility:visible;transform:none;min-width:0;background:none;border:0;box-shadow:none;padding:0 0 8px 14px}
  .drop a{padding:11px 8px;font-size:.98rem;color:var(--ink-soft)}
  nav.main .btn{margin-top:22px}
}

/* mobile call bar */
.mbar{display:none}
@media(max-width:760px){
  .mbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 12px calc(10px + env(safe-area-inset-bottom));gap:10px;box-shadow:0 -10px 30px -16px rgba(11,37,69,.3)}
  .mbar a{display:flex;align-items:center;justify-content:center;gap:8px;padding:13px;border-radius:12px;font-weight:700;font-size:.95rem;text-decoration:none}
  .mbar svg{width:18px;height:18px}
  .mbar .c{background:var(--blue);color:#fff}
  .mbar .w{background:#E8F7EE;color:var(--ok)}
  body{padding-bottom:76px}
}

/* hero (home) */
.hero{position:relative;background:radial-gradient(900px 520px at 85% 30%,#D4E4FB 0%,transparent 65%),linear-gradient(180deg,var(--sky) 0%,var(--bg) 100%);overflow:hidden;padding:88px 0 104px}
.rosette{position:absolute;right:-240px;top:50%;width:980px;height:980px;transform:translateY(-50%);opacity:.5;pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.02fr 1fr;gap:64px;align-items:center}
.lead{font-size:1.18rem;color:var(--ink-soft);max-width:36em}
.hero .lead{margin:24px 0 34px;max-width:32em}
.actions{display:flex;flex-wrap:wrap;gap:14px}
.assure{display:grid;gap:14px;margin-top:44px;padding-top:28px;border-top:1px solid var(--line);max-width:34em}
.assure div{display:flex;gap:14px;align-items:flex-start;font-size:.97rem;color:var(--ink-soft);line-height:1.5}
.assure svg{flex:none;width:24px;height:24px;margin-top:1px;color:var(--blue)}
.assure strong{color:var(--navy);font-weight:600}
.stage{perspective:1400px;display:grid;place-items:center}
.cert{width:100%;max-width:580px;transform-style:preserve-3d;transition:transform .5s var(--ease);will-change:transform;filter:drop-shadow(0 30px 40px rgba(11,37,69,.22))}
.cert.live{transition:transform .08s linear}
.cert .stamp{transform-origin:392px 310px;animation:thump .75s 1.1s cubic-bezier(.2,.9,.3,1.15) both}
@keyframes thump{from{opacity:0;transform:rotate(-11deg) scale(2)}to{opacity:.93;transform:rotate(-11deg) scale(1)}}
.hero .copy>*{animation:rise .9s var(--ease) both}
.hero .copy>*:nth-child(2){animation-delay:.08s}.hero .copy>*:nth-child(3){animation-delay:.16s}.hero .copy>*:nth-child(4){animation-delay:.24s}
@keyframes rise{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
@media(max-width:980px){.hero{padding:56px 0 72px}.hero .wrap{grid-template-columns:1fr;gap:44px}.rosette{right:-420px;opacity:.3}}

/* page hero */
.phero{position:relative;background:radial-gradient(800px 380px at 90% 0%,#D4E4FB 0%,transparent 65%),linear-gradient(180deg,var(--sky),var(--bg));padding:56px 0 76px;overflow:hidden;border-bottom:1px solid var(--line)}
.phero h1{font-size:clamp(2rem,4.2vw,3.2rem);max-width:19em}
.phero .lead{margin:22px 0 32px}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:.88rem;color:var(--ink-soft);margin-bottom:24px}
.crumbs a{text-decoration:none;color:var(--blue-d)}
.crumbs a:hover{text-decoration:underline}
.crumbs span[aria-hidden]{opacity:.5}

/* sections */
section{padding:96px 0}
section.tight{padding:76px 0}
.head{max-width:44em;margin-bottom:48px}
.kicker{display:inline-block;font:600 .88rem/1 var(--sans);color:var(--blue-d);background:var(--sky-2);padding:8px 14px;border-radius:999px;margin-bottom:18px}
.head p{font-size:1.12rem;color:var(--ink-soft);margin-top:16px;max-width:38em}
.alt{background:var(--sky)}
.on-dark{background:var(--sky);color:var(--ink)}
.on-dark h2,.on-dark h3{color:var(--navy)}
.on-dark .head p{color:var(--ink-soft)}
.hero .kicker,.phero .kicker{background:#fff}

/* services list */
.svc{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.svc a{display:grid;grid-template-columns:56px 1fr 24px;gap:18px;align-items:start;padding:28px 26px;background:#fff;border:1px solid var(--line);border-radius:18px;text-decoration:none;transition:transform .25s var(--ease),box-shadow .25s,border-color .25s}
.svc a:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#9DB9E8}
.svc .ic{width:52px;height:52px;padding:12px;border-radius:14px;background:var(--sky);color:var(--blue)}
.svc h3{font-size:1.15rem;margin-bottom:6px}
.svc p{margin:0;color:var(--ink-soft);font-size:.97rem;line-height:1.6}
.svc .go{width:22px;height:22px;margin-top:6px;color:var(--blue);transition:transform .25s}
.svc a:hover .go{transform:translateX(5px)}
@media(max-width:900px){.svc{grid-template-columns:1fr}}

/* problems */
.probs{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.probs div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 28px;border-top:4px solid var(--blue)}
.probs h3{margin-bottom:10px}
.probs p{margin:0;color:var(--ink-soft);font-size:.99rem}
@media(max-width:900px){.probs{grid-template-columns:1fr}}

/* history timeline */
.tl{list-style:none;margin:0 0 48px;padding:0;display:grid;grid-template-columns:repeat(4,1fr);position:relative}
.tl::before{content:"";position:absolute;left:0;right:0;top:11px;height:2px;background:var(--sky-2)}
.tl li{position:relative;padding:44px 28px 0 0}
.tl li::before{content:"";position:absolute;top:4px;left:0;width:16px;height:16px;border-radius:50%;background:var(--blue);box-shadow:0 0 0 6px rgba(26,95,208,.16)}
.tl .yr{font:800 2.2rem/1 var(--serif);color:var(--blue);letter-spacing:-.03em;margin-bottom:12px}
.tl h3{font-size:1.08rem;margin-bottom:8px;color:var(--navy)}
.tl p{font-size:.96rem;color:var(--ink-soft);margin:0}
.ledger{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ledger div{padding:32px 30px 28px;background:#fff;border:1px solid var(--line);border-radius:18px}
.ledger b{display:block;font:800 2.8rem/1 var(--serif);color:var(--blue);letter-spacing:-.03em;margin-bottom:10px}
.ledger span{font-size:.97rem;color:var(--ink-soft);display:block;line-height:1.5}
.ledger small{display:inline-block;margin-top:12px;font-size:.78rem;font-weight:600;color:var(--blue-d);background:var(--sky-2);padding:4px 10px;border-radius:999px}
@media(max-width:900px){
  .tl{grid-template-columns:1fr;gap:6px}.tl::before{left:7px;right:auto;top:0;bottom:0;width:2px;height:auto}
  .tl li{padding:0 0 28px 40px}.tl li::before{top:6px}
  .ledger{grid-template-columns:1fr}
}

/* process (home) */
.timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:20px}
.timeline li,.timeline li+li{padding:28px 24px;background:#fff;border:1px solid var(--line);border-radius:18px;border-left:1px solid var(--line)}
.timeline .num{display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--blue);color:#fff!important;font:700 1.25rem var(--serif);margin-bottom:18px}
.timeline h3{font-size:1.1rem;margin-bottom:10px}
.timeline p{font-size:.95rem;color:var(--ink-soft)!important;margin:0}
@media(max-width:1000px){
  .timeline{grid-template-columns:1fr;gap:14px}
  .timeline li,.timeline li+li{display:grid;grid-template-columns:62px 1fr;column-gap:10px;align-items:start}
  .timeline .num{grid-row:1/3;margin:0}
}

/* promise */
.promise{background:#fff;padding:96px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.promise .wrap{display:grid;grid-template-columns:1fr 1.25fr;gap:72px;align-items:start}
.promise h2{color:var(--navy)!important}
.promise ul{list-style:none;margin:0;padding:0}
.promise li{display:grid;grid-template-columns:52px 1fr;gap:18px;padding:24px 0;border-top:1px solid var(--line)}
.promise li:last-child{border-bottom:1px solid var(--line)}
.promise li svg{width:46px;height:46px;padding:10px;border-radius:12px;background:var(--sky);color:var(--blue)}
.promise li b{display:block;font:700 1.12rem var(--serif);color:var(--navy);margin-bottom:4px}
.promise li span{color:var(--ink-soft);font-size:.98rem}
@media(max-width:900px){.promise .wrap{grid-template-columns:1fr;gap:36px}.promise{padding:72px 0}}

/* service layout */
.layout{display:grid;grid-template-columns:minmax(0,1fr) 350px;gap:64px;align-items:start}
.layout .body{min-width:0}
.aside{position:sticky;top:100px;display:grid;gap:20px}
.card{background:linear-gradient(160deg,var(--blue),var(--blue-d));color:#fff;border-radius:22px;padding:32px 28px;box-shadow:0 30px 60px -30px rgba(26,95,208,.7)}
.card h3{color:#fff;font-size:1.4rem;margin-bottom:10px}
.card p{color:#DCE9FA;font-size:.97rem;margin-bottom:22px}
.card .btn{width:100%;margin-bottom:12px}
.card .btn:last-child{margin-bottom:0}
.card .btn-gold{background:#fff;color:var(--blue-d);box-shadow:none}
.card .btn-gold:hover{background:var(--sky)}
.card .btn-line{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.card .btn-line:hover{background:rgba(255,255,255,.12);border-color:#fff}
.others{border:1px solid var(--line);border-radius:22px;background:#fff;padding:24px 26px}
.others h4{font:700 1rem var(--serif);color:var(--navy);margin-bottom:10px}
.others a{display:block;padding:10px 0;text-decoration:none;font-size:.96rem;border-bottom:1px solid var(--line);color:var(--ink)}
.others a:last-child{border-bottom:0}
.others a:hover{color:var(--blue)}
.blk{margin-bottom:68px}
.blk:last-child{margin-bottom:0}
.blk>h2{font-size:clamp(1.55rem,2.8vw,2.05rem);margin-bottom:22px}
.signs{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.signs li{position:relative;padding:18px 20px 18px 58px;background:#fff;border:1px solid var(--line);border-radius:14px}
.signs li::before,.docs li::before{content:"";position:absolute;width:22px;height:22px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath d='M5 9.3l2.6 2.6L13 6.5' fill='none' stroke='%23FFFFFF' stroke-width='1.9' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.signs li::before{left:20px;top:19px}
.vsteps{list-style:none;margin:0;padding:0;counter-reset:v}
.vsteps li{counter-increment:v;position:relative;padding:0 0 36px 76px}
.vsteps li:last-child{padding-bottom:0}
.vsteps li::before{content:counter(v);position:absolute;left:0;top:0;width:50px;height:50px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font:700 1.2rem var(--serif);z-index:1;box-shadow:0 0 0 6px var(--sky-2)}
.vsteps li::after{content:"";position:absolute;left:24px;top:56px;bottom:6px;width:2px;background:var(--sky-2)}
.vsteps li:last-child::after{display:none}
.vsteps h3{margin:10px 0 6px}
.vsteps p{margin:0;color:var(--ink-soft)}
.docs{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px 28px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px}
.docs li{position:relative;padding-left:34px;font-size:.99rem}
.docs li::before{left:0;top:2px}
.fineprint{margin-top:16px;font-size:.92rem;color:var(--ink-soft)}
.cx{display:grid;gap:14px}
.cx div{display:grid;grid-template-columns:minmax(180px,.7fr) 1.6fr;gap:8px 32px;padding:24px 26px;background:#fff;border:1px solid var(--line);border-radius:16px;border-left:4px solid var(--amber)}
.cx h3{font-size:1.08rem}
.cx p{margin:0;color:var(--ink-soft);font-size:.98rem}
.help{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:16px}
.help li{padding:22px 24px;background:#fff;border:1px solid var(--line);border-radius:16px;color:var(--ink-soft);font-size:.97rem;border-top:4px solid var(--blue)}
.help li b{display:block;font:700 1.05rem var(--serif);color:var(--navy);margin-bottom:6px}
@media(max-width:1020px){
  .layout{grid-template-columns:1fr;gap:52px}.aside{position:static}
  .docs,.help{grid-template-columns:1fr}.cx div{grid-template-columns:1fr}
}

/* faq */
.faq{max-width:860px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;margin-bottom:12px;transition:border-color .2s,box-shadow .2s}
.faq details[open]{border-color:#9DB9E8;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;list-style:none;padding:22px 64px 22px 26px;font:600 1.1rem/1.4 var(--serif);letter-spacing:-.01em;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--blue)}
.faq summary::after{content:"";position:absolute;right:22px;top:50%;width:28px;height:28px;margin-top:-14px;border-radius:50%;background:var(--sky) linear-gradient(var(--blue),var(--blue)) center/11px 2px no-repeat,linear-gradient(var(--blue),var(--blue)) center/2px 11px no-repeat;transition:transform .3s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{color:var(--ink-soft);max-width:44em;padding:0 26px 24px;margin:0}
.faq-group{margin-bottom:52px}
.faq-group>h2{font-size:1.5rem;margin-bottom:18px}

/* prose */
.prose{max-width:46em}
.prose h2{font-size:clamp(1.55rem,2.8vw,2.05rem);margin:52px 0 16px}
.prose h2:first-child{margin-top:0}
.prose p{color:var(--ink-soft)}
.prose p strong{color:var(--ink)}
.prose ul{margin:0 0 1.2em;padding-left:1.2em;color:var(--ink-soft)}
.prose li{margin-bottom:.5em}
.quote{border-left:4px solid var(--blue);background:var(--sky);border-radius:0 16px 16px 0;padding:22px 28px;margin:32px 0;font:600 1.35rem/1.45 var(--serif);color:var(--navy);max-width:30em}

/* CTA */
.cta{background:linear-gradient(135deg,var(--blue),var(--blue-d));color:#fff;padding:76px 0;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;right:-160px;top:-240px;width:640px;height:640px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.18),transparent 65%)}
.cta .wrap{position:relative;display:flex;flex-wrap:wrap;gap:30px 60px;align-items:center;justify-content:space-between}
.cta h2{color:#fff;max-width:17em}
.cta p{color:#DCE9FA;margin:14px 0 0;max-width:34em;font-size:1.06rem}
.cta .btn-gold{background:#fff;color:var(--blue-d);box-shadow:0 12px 28px -12px rgba(0,0,0,.4)}
.cta .btn-gold:hover{background:var(--sky)}
.cta .btn-line{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.cta .btn-line:hover{background:rgba(255,255,255,.12);border-color:#fff;color:#fff}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:72px;align-items:start}
.contact-grid h2{margin-bottom:6px}
.reach{display:grid;gap:14px;margin-top:30px}
.reach a{display:flex;align-items:center;gap:18px;padding:20px 24px;border:1px solid var(--line);border-radius:16px;text-decoration:none;background:#fff;transition:border-color .2s,box-shadow .2s,transform .2s}
.reach a:hover{border-color:var(--blue);box-shadow:var(--shadow);transform:translateY(-2px)}
.reach svg{width:46px;height:46px;padding:11px;border-radius:12px;background:var(--sky);color:var(--blue);flex:none}
.reach b{display:block;font:700 1.25rem var(--serif);color:var(--navy);line-height:1.2}
.reach span{font-size:.9rem;color:var(--ink-soft)}
.safe{margin-top:26px;padding:24px 26px;border:1px solid #BFD6F5;border-radius:16px;background:var(--sky)}
.safe b{display:flex;align-items:center;gap:10px;font:700 1.05rem var(--serif);color:var(--navy);margin-bottom:8px}
.safe svg{width:22px;height:22px;color:var(--blue)}
.safe p{margin:0;font-size:.95rem;color:var(--ink-soft)}
form{background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:24px;padding:40px;box-shadow:var(--shadow)}
form h2{font-size:1.6rem;margin-bottom:26px}
.field{margin-bottom:20px}
label{display:block;font-weight:600;font-size:.9rem;margin-bottom:8px;color:var(--navy)}
label small{font-weight:400;color:var(--ink-soft)}
input,select,textarea{width:100%;font:inherit;font-size:1rem;padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;background:var(--bg);color:var(--ink);transition:border-color .2s,box-shadow .2s,background .2s}
input:focus,select:focus,textarea:focus{outline:0;background:#fff;border-color:var(--blue);box-shadow:0 0 0 4px rgba(26,95,208,.15)}
textarea{min-height:110px;resize:vertical}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.check{display:flex;gap:12px;align-items:flex-start;font-weight:400;font-size:.9rem;color:var(--ink-soft);margin:6px 0 26px}
.check input{width:20px;height:20px;margin-top:2px;flex:none;accent-color:var(--blue)}
form .btn{width:100%}
form .btn-dark{background:var(--blue)}
form .btn-dark:hover{background:var(--blue-d)}
#status{margin:16px 0 0;font-weight:600;font-size:.95rem}
#status.ok{color:var(--ok)}#status.err{color:var(--stamp)}
@media(max-width:980px){.contact-grid{grid-template-columns:1fr;gap:40px}.row{grid-template-columns:1fr}form{padding:28px 22px}}

/* footer */
footer{background:var(--navy);color:#B4C3D8;padding:68px 0 36px;font-size:.94rem}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:48px}
footer h4{font:700 1rem var(--serif);color:#fff;margin-bottom:16px}
footer a{color:#B4C3D8;text-decoration:none;display:block;padding:5px 0}
footer a:hover{color:#fff}
footer .logo{margin-bottom:18px;display:inline-flex}
footer .logo b{color:#fff}
footer .logo b i{color:#7DAEF5}
footer .logo small{color:#8DA2BF}
footer .about{max-width:26em;line-height:1.7}
footer .legal{max-width:62em;line-height:1.75;margin-top:44px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14);font-size:.88rem;color:#93A7C2}
footer .bar{margin-top:22px;display:flex;flex-wrap:wrap;gap:10px 28px;justify-content:space-between;font-size:.88rem}
footer .bar a{display:inline;padding:0}
@media(max-width:900px){.fgrid{grid-template-columns:1fr 1fr;gap:36px}}
@media(max-width:560px){.fgrid{grid-template-columns:1fr}}

@media(max-width:700px){section{padding:64px 0}section.tight{padding:56px 0}.wrap{width:calc(100% - 36px)}}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
  .cert .stamp{opacity:.93;transform:rotate(-11deg)}
}

/* ================= motion + redesigned sections ================= */
.progress{position:fixed;top:0;left:0;height:3px;width:100%;background:linear-gradient(90deg,var(--blue),var(--blue-l));transform-origin:left;transform:scaleX(0);z-index:90}
header.top{transition:box-shadow .3s}
header.top.scrolled{box-shadow:0 10px 30px -18px rgba(11,37,69,.35)}

/* scroll reveal (only when JS is running) */
.js [data-r]{opacity:0;transform:translateY(26px);transition:opacity .8s var(--ease),transform .8s var(--ease);transition-delay:var(--d,0s)}
.js [data-r=pop]{transform:translateY(18px) scale(.94)}
.js [data-r=left]{transform:translateX(-34px)}
.js [data-r].in{opacity:1;transform:none}
.phero .wrap>*{animation:rise .8s var(--ease) both}
.phero .wrap>*:nth-child(2){animation-delay:.08s}.phero .wrap>*:nth-child(3){animation-delay:.16s}.phero .wrap>*:nth-child(4){animation-delay:.24s}

/* button shine */
.btn-gold{position:relative;overflow:hidden}
.btn-gold::after{content:"";position:absolute;top:0;left:-70%;width:45%;height:100%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.5),transparent);transform:skewX(-20deg);transition:left .7s var(--ease)}
.btn-gold:hover::after{left:130%}

/* pointer glow on cards */
.svc a:hover,.help li:hover,.cx div:hover,.reach a:hover,.timeline li:hover,.plist li:hover{background-image:radial-gradient(280px circle at var(--mx,50%) var(--my,50%),rgba(26,95,208,.12),transparent 70%)}
.timeline li{transition:transform .3s var(--ease),box-shadow .3s}
.timeline li:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.timeline li:hover .num{transform:scale(1.12) rotate(-6deg)}
.timeline .num{transition:transform .3s var(--ease)}
.help li,.cx div{transition:transform .3s var(--ease),box-shadow .3s}
.help li:hover,.cx div:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.faq details[open] p{animation:drop .4s var(--ease)}
@keyframes drop{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}

/* step lines draw, checks pop */
.js .vsteps li::before{transform:scale(.4);transition:transform .6s cubic-bezier(.3,1.5,.5,1) .2s}
.js .vsteps li.in::before,.js .vsteps li:not([data-r])::before{transform:none}
.js .vsteps li::after{transform:scaleY(0);transform-origin:top;transition:transform 1s .5s var(--ease)}
.js .vsteps li.in::after,.js .vsteps li:not([data-r])::after{transform:none}
.js .signs li::before{transform:scale(0);transition:transform .5s cubic-bezier(.3,1.6,.5,1) .35s}
.js .signs li.in::before,.js .signs li:not([data-r])::before{transform:none}

/* hero extras */
.rosette{animation:spin 160s linear infinite}
@keyframes spin{from{transform:translateY(-50%) rotate(0)}to{transform:translateY(-50%) rotate(360deg)}}
.stage{position:relative}
.float{animation:bob 7s ease-in-out infinite}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
.fb{position:absolute;display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:11px 16px 11px 12px;font:600 .86rem var(--sans);color:var(--navy);box-shadow:var(--shadow);animation:pop .7s cubic-bezier(.3,1.5,.5,1) both,bob 6s ease-in-out infinite;white-space:nowrap}
.fb svg{width:26px;height:26px;color:#fff;background:var(--ok);border-radius:50%;padding:5px}
.fb small{display:block;font-weight:500;font-size:.74rem;color:var(--ink-soft)}
.fb1{top:2%;left:-4%;animation-delay:1.4s,2.1s}
.fb2{bottom:4%;right:-2%;animation-delay:2.1s,2.8s}
.fb3{bottom:26%;left:-8%;animation-delay:2.8s,3.5s}
.fb3 svg{background:var(--blue)}
@keyframes pop{from{opacity:0;transform:scale(.6) translateY(14px)}to{opacity:1;transform:none}}
@media(max-width:980px){.fb1{left:0}.fb2{right:0}.fb3{display:none}}

/* CTA motion */
.cta{background:linear-gradient(120deg,#1A5FD0,#134AA6,#2A6FE0,#134AA6);background-size:300% 300%;animation:shift 16s ease infinite}
.cta::after{content:"";position:absolute;left:-120px;bottom:-200px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.14),transparent 65%);animation:bob 9s ease-in-out infinite}
@keyframes shift{0%,100%{background-position:0 50%}50%{background-position:100% 50%}}

/* ===== Why shares go missing (7-year clock) ===== */
.missing{background:var(--bg)}
.mgrid{display:grid;grid-template-columns:390px 1fr;gap:56px;align-items:start}
.clockcard{position:sticky;top:104px;background:#fff;border:1px solid var(--line);border-radius:28px;padding:34px 30px 28px;text-align:center;box-shadow:var(--shadow)}
.clockwrap{position:relative;width:min(270px,100%);margin:0 auto 24px;aspect-ratio:1}
.clockwrap svg{width:100%;height:100%}
.seg{stroke:var(--sky-2);transition:stroke .45s}
.seg.on{stroke:var(--blue)}
.seg.on.last{stroke:var(--amber)}
.cn{position:absolute;inset:0;display:grid;place-content:center;text-align:center}
.cn b{font:800 4.6rem/1 var(--serif);color:var(--navy);letter-spacing:-.05em;transition:transform .3s var(--ease)}
.cn b.tick{transform:scale(1.15)}
.cn span{font-size:.95rem;color:var(--ink-soft);margin-top:4px}
.chip{background:var(--sky);border-radius:14px;padding:14px 16px;text-align:left;font-size:.95rem;color:var(--ink);min-height:70px;transition:background .4s}
.chip b{display:block;font:700 .82rem var(--sans);color:var(--blue-d);margin-bottom:2px}
.chip.done{background:#FFF1D6}
.chip.done b{color:#9A5B00}
.replay{margin-top:14px;background:none;border:0;color:var(--blue-d);font:600 .92rem var(--sans);cursor:pointer;text-decoration:underline;text-underline-offset:3px}
.plist{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.plist li{display:grid;grid-template-columns:54px 1fr;gap:20px;padding:24px 26px;background:#fff;border:1px solid var(--line);border-radius:20px;transition:transform .3s var(--ease),border-color .3s,box-shadow .3s}
.plist li:hover{transform:translateX(8px);border-color:#9DB9E8;box-shadow:var(--shadow)}
.pi{width:54px;height:54px;border-radius:16px;background:var(--sky);color:var(--blue);display:grid;place-items:center;transition:background .3s,color .3s}
.pi svg{width:26px;height:26px}
.plist li:hover .pi{background:var(--blue);color:#fff}
.plist h3{margin-bottom:6px;font-size:1.15rem}
.plist p{margin:0;color:var(--ink-soft);font-size:.99rem}
.plist li.key{border-left:5px solid var(--amber)}
.plist .tag{display:inline-block;margin-bottom:8px;font:700 .76rem var(--sans);color:#9A5B00;background:#FFF1D6;padding:4px 10px;border-radius:999px}
@media(max-width:1000px){.mgrid{grid-template-columns:1fr}.clockcard{position:static;max-width:440px;margin:0 auto}}

@media(prefers-reduced-motion:reduce){
  .js [data-r]{opacity:1;transform:none}
  .float,.fb,.rosette,.mq,.cta,.cta::after,.bar::after{animation:none!important}
  .rosette{transform:translateY(-50%)}
}
.float{width:100%;max-width:580px}


/* ================= services strip (two-row ticker) ================= */
.strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:38px 0 44px;overflow:hidden}
.strip .st{display:flex;align-items:center;justify-content:center;gap:16px;margin:0 auto 24px;font:700 1.05rem var(--serif);color:var(--navy);text-align:center;padding:0 24px}
.strip .st::before,.strip .st::after{content:"";height:1px;flex:1;max-width:120px;background:linear-gradient(90deg,transparent,var(--line))}
.strip .st::after{transform:scaleX(-1)}
.lane{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 9%,#000 91%,transparent);mask-image:linear-gradient(90deg,transparent,#000 9%,#000 91%,transparent)}
.lane+.lane{margin-top:16px}
.lt2{display:flex;width:max-content;gap:16px;padding:6px 8px;animation:laneL 55s linear infinite}
.lane.rev .lt2{animation-name:laneR;animation-duration:62s}
.lane:hover .lt2{animation-play-state:paused}
@keyframes laneL{to{transform:translateX(-50%)}}
@keyframes laneR{from{transform:translateX(-50%)}to{transform:none}}
.chip2{display:inline-flex;align-items:center;gap:12px;padding:10px 22px 10px 10px;border:1px solid var(--line);border-radius:999px;background:var(--bg);color:var(--navy);font:600 .98rem var(--sans);text-decoration:none;white-space:nowrap;transition:background .25s,color .25s,border-color .25s,transform .25s var(--ease),box-shadow .25s}
.chip2 .ci{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--blue);transition:background .25s,color .25s}
.chip2 .ci svg{width:21px;height:21px}
.chip2:hover{background:var(--blue);color:#fff;border-color:var(--blue);transform:translateY(-3px);box-shadow:0 14px 26px -14px rgba(26,95,208,.8)}
.chip2:hover .ci{background:#fff;color:var(--blue)}
.chip2.warm .ci{background:#FFF1D6;color:#B8700A}
.chip2.warm:hover .ci{background:#fff;color:#B8700A}
.dup{display:contents}
@media(prefers-reduced-motion:reduce){
  .lt2{animation:none!important;flex-wrap:wrap;width:auto;justify-content:center}
  .lane{-webkit-mask-image:none;mask-image:none}
  .dup{display:none}
}

/* ================= From paper to digital (light) ================= */
.journey{background:linear-gradient(180deg,#fff 0%,#EEF5FE 55%,#E4EEFC 100%);position:relative;overflow:hidden}
.journey::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(26,95,208,.13) 1.2px,transparent 1.2px);background-size:26px 26px;-webkit-mask-image:linear-gradient(180deg,transparent,#000 30%,#000 70%,transparent);mask-image:linear-gradient(180deg,transparent,#000 30%,#000 70%,transparent);opacity:.7;pointer-events:none}
.journey .wrap{position:relative}
.jhead{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;margin-bottom:56px}
.jhead .head{margin:0}
.p2d{width:100%;max-width:470px;justify-self:end}
.p2d svg{width:100%;height:auto;overflow:visible}
.p2d .paper{animation:sway 6s ease-in-out infinite;transform-origin:96px 150px}
@keyframes sway{0%,100%{transform:rotate(-3deg)}50%{transform:rotate(2deg) translateY(-4px)}}
.p2d .flow{stroke-dasharray:7 9;animation:flow 1.1s linear infinite}
@keyframes flow{to{stroke-dashoffset:-16}}
.p2d .phone{animation:bob 6s ease-in-out infinite}
.p2d .tick{transform-origin:392px 90px;animation:pop .7s 1.2s cubic-bezier(.3,1.6,.5,1) both}
.p2d .ping{transform-origin:392px 90px;animation:ping 2.4s 2s ease-out infinite}
@keyframes ping{0%{opacity:.6;transform:scale(1)}100%{opacity:0;transform:scale(2.2)}}
.track{position:relative;margin:0 0 40px}
.rail{position:absolute;left:30px;right:30px;top:16px;height:4px;border-radius:4px;background:#D3E2F7}
.rail .fill{display:block;height:100%;width:0;border-radius:4px;background:linear-gradient(90deg,var(--blue),var(--blue-l) 70%,var(--amber));transition:width 3.2s var(--ease)}
.track.in .rail .fill{width:100%}
.miles{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;position:relative}
.miles li{position:relative;padding-top:48px}
.miles .dot{position:absolute;top:6px;left:24px;width:28px;height:28px;border-radius:50%;background:#fff;border:4px solid #C4D8F5;transition:all .45s var(--ease);transition-delay:calc(var(--i)*.8s)}
.track.in .miles .dot{border-color:var(--blue);background:var(--blue);box-shadow:0 0 0 8px rgba(26,95,208,.16);transform:scale(1.08)}
.track.in .miles li:last-child .dot{border-color:var(--amber);background:var(--amber);box-shadow:0 0 0 8px rgba(242,169,59,.25)}
.mc{position:relative;background:#fff;border:1px solid #D3E2F7;border-radius:22px;padding:26px 24px 26px;height:100%;box-shadow:0 18px 40px -26px rgba(26,95,208,.45);transition:transform .3s var(--ease),box-shadow .3s}
.mc:hover{transform:translateY(-6px);box-shadow:0 26px 50px -24px rgba(26,95,208,.55)}
.mc::before{content:"";position:absolute;left:24px;right:24px;top:0;height:4px;border-radius:0 0 6px 6px;background:linear-gradient(90deg,var(--blue),var(--blue-l))}
.mi{width:50px;height:50px;border-radius:15px;background:var(--sky);color:var(--blue);display:grid;place-items:center;margin-bottom:16px}
.mi svg{width:26px;height:26px}
.yr{display:inline-block;font:800 1.02rem/1 var(--serif);color:var(--blue-d);background:var(--sky-2);padding:7px 12px;border-radius:999px;margin-bottom:14px;letter-spacing:-.01em}
.mc h3{font-size:1.1rem;margin-bottom:8px}
.mc p{font-size:.95rem;color:var(--ink-soft);margin:0}
.miles li:last-child .mc{background:linear-gradient(180deg,#FFF9EC,#FFF3D9);border-color:#F3D9A3}
.miles li:last-child .mc::before{background:linear-gradient(90deg,var(--amber),#F7C873)}
.miles li:last-child .mi{background:#FFE7B8;color:#B8700A}
.miles li:last-child .yr{background:#FFE2A8;color:#8A5200}
.stats3{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:22px}
.stat{background:#fff;border:1px solid #D3E2F7;border-radius:24px;padding:30px 30px 28px;box-shadow:0 18px 40px -28px rgba(26,95,208,.45);transition:transform .3s var(--ease),box-shadow .3s;position:relative;overflow:hidden}
.stat:hover{transform:translateY(-5px);box-shadow:0 26px 50px -26px rgba(26,95,208,.55)}
.stat::after{content:"";position:absolute;right:-60px;top:-60px;width:170px;height:170px;border-radius:50%;background:radial-gradient(circle,rgba(26,95,208,.1),transparent 70%)}
.stat.big{display:grid;grid-template-columns:auto 1fr;gap:26px;align-items:center}
.donut{position:relative;width:150px;height:150px}
.donut svg{width:100%;height:100%;transform:rotate(-90deg)}
.donut .tr{stroke:#DCE9FA}
.donut .pr{stroke:var(--blue);stroke-dasharray:0 400;transition:stroke-dasharray 2.4s .3s var(--ease)}
.stats3.in .donut .pr{stroke-dasharray:370 400}
.donut .rest{stroke:var(--amber);animation:glow 1.8s ease-in-out infinite}
.donut .cn2{position:absolute;inset:0;display:grid;place-content:center;text-align:center;font:800 2.1rem/1 var(--serif);color:var(--navy);letter-spacing:-.04em}
.stat .lab{font-size:1.02rem;color:var(--ink);font-weight:500;line-height:1.5}
.stat .sm{display:flex;gap:10px;align-items:flex-start;margin-top:12px;font-size:.9rem;color:var(--ink-soft);line-height:1.5}
.stat .sm::before{content:"";width:10px;height:10px;border-radius:50%;background:var(--amber);flex:none;margin-top:6px}
.stat .si{width:54px;height:54px;border-radius:16px;background:var(--sky);color:var(--blue);display:grid;place-items:center;margin-bottom:18px}
.stat .si svg{width:28px;height:28px}
.stat.warm .si{background:#FFF1D6;color:#B8700A}
.stat .num{display:block;font:800 clamp(2.4rem,4vw,3.2rem)/1 var(--serif);letter-spacing:-.045em;color:var(--navy);margin-bottom:10px}
.stat .num em{font-style:normal;font-weight:700;font-size:.5em;color:var(--blue);letter-spacing:-.01em;margin-left:6px}
.stat .est{display:inline-block;margin-top:14px;font:600 .76rem var(--sans);color:var(--blue-d);background:var(--sky-2);padding:4px 10px;border-radius:999px}
.stat.warm .est{background:#FFF1D6;color:#8A5200}
@keyframes glow{0%,100%{opacity:1}50%{opacity:.45}}
@media(max-width:1000px){
  .jhead{grid-template-columns:1fr;gap:30px}.p2d{justify-self:start;max-width:420px}
  .miles{grid-template-columns:1fr;gap:16px}
  .miles li{padding:0 0 0 54px}
  .miles .dot{top:26px;left:0}
  .rail{left:13px;right:auto;top:30px;bottom:30px;width:4px;height:auto}
  .rail .fill{width:100%;height:0;transition:height 3.2s var(--ease)}
  .track.in .rail .fill{width:100%;height:100%}
  .stats3{grid-template-columns:1fr}.stat.big{grid-template-columns:auto 1fr}
}
@media(max-width:520px){.stat.big{grid-template-columns:1fr;justify-items:start}}
@media(prefers-reduced-motion:reduce){.p2d .paper,.p2d .flow,.p2d .phone,.p2d .tick,.p2d .ping,.donut .rest{animation:none!important}.stats3 .donut .pr{stroke-dasharray:370 400}}

/* ================= guides: mega menu ================= */
.top .wrap{position:relative}
.sub.mega{position:static}
.mega .drop{left:auto;right:0;min-width:0;width:min(1000px,calc(100vw - 48px));display:grid;grid-template-columns:repeat(4,1fr);gap:6px 18px;padding:24px 22px 22px}
.mega .drop::before{content:"";position:absolute;left:0;right:0;top:-28px;height:28px}
.mega .grp{display:flex;flex-direction:column}
.mega .grp b{font:700 .8rem var(--sans);letter-spacing:.06em;text-transform:uppercase;color:var(--blue-d);margin:0 0 8px 16px}
.mega .grp a{padding:9px 16px;font-size:.93rem}
.mega .all{grid-column:1/-1;margin-top:10px;padding-top:14px;border-top:1px solid var(--line);font-weight:600;color:var(--blue-d)!important}
@media(max-width:1020px){
  .mega .drop{position:static;width:auto;display:block;padding:0 0 8px 14px}
  .mega .drop::before{display:none}
  .mega .grp{margin-bottom:10px}
  .mega .grp b{margin-left:8px}
  .mega .all{display:none}
}

/* ================= article pages (supplied content) ================= */
.article{max-width:46em}
.article p{font-size:1.05rem;line-height:1.85;color:#2B3D55;margin:0 0 1.15em}
.article>p:first-of-type{font-size:1.17rem;color:var(--ink)}
.article h2{font-size:clamp(1.5rem,2.6vw,1.95rem);margin:2.3em 0 .6em;padding-top:.2em;scroll-margin-top:100px;position:relative}
.article h2::before{content:"";display:block;width:44px;height:4px;border-radius:4px;background:linear-gradient(90deg,var(--blue),var(--blue-l));margin-bottom:16px}
.article h2:first-child{margin-top:0}
.article ul{list-style:none;margin:0 0 1.4em;padding:0;display:grid;gap:10px}
.article li{position:relative;padding:14px 18px 14px 52px;background:#fff;border:1px solid var(--line);border-radius:14px;font-size:1rem;line-height:1.6;color:#2B3D55}
.article li::before{content:"";position:absolute;left:18px;top:17px;width:22px;height:22px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath d='M5 9.3l2.6 2.6L13 6.5' fill='none' stroke='%23FFFFFF' stroke-width='1.9' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.article strong{color:var(--navy);font-weight:700}
.article .kw{background:linear-gradient(180deg,transparent 62%,rgba(26,95,208,.16) 62%);border-radius:2px;color:inherit;text-decoration:none;padding:0 1px}
.article a.kw{border-bottom:1.5px solid rgba(26,95,208,.35);transition:background .2s,color .2s}
.article a.kw:hover{background:rgba(26,95,208,.14);color:var(--blue-d)}
.article blockquote{margin:2em 0;padding:24px 30px;background:var(--sky);border-left:5px solid var(--blue);border-radius:0 18px 18px 0;font:600 1.3rem/1.5 var(--serif);color:var(--navy)}
.article .callout{margin:2em 0;padding:24px 28px;border-radius:20px;background:linear-gradient(135deg,var(--blue),var(--blue-d));color:#fff;font:600 1.12rem/1.6 var(--serif);box-shadow:0 26px 50px -30px rgba(26,95,208,.8)}
.article .callout strong{color:#fff}
.article .callout a{color:#fff;text-decoration:underline;text-underline-offset:3px}
.toc{border:1px solid var(--line);border-radius:22px;background:#fff;padding:24px 26px}
.toc h4{font:700 1rem var(--serif);color:var(--navy);margin-bottom:10px}
.toc a{display:block;padding:8px 0 8px 14px;text-decoration:none;font-size:.92rem;line-height:1.4;color:var(--ink-soft);border-left:2px solid var(--line);transition:color .2s,border-color .2s}
.toc a:hover{color:var(--blue);border-color:var(--blue)}
.faqpage{max-width:880px}
.faqpage .faq details p{padding:0 26px 14px}
.faqpage .faq details p:last-child{padding-bottom:26px}
.faqpage .faq .kw{background:linear-gradient(180deg,transparent 62%,rgba(26,95,208,.16) 62%);text-decoration:none;color:inherit}
.faqpage .faq a.kw{border-bottom:1.5px solid rgba(26,95,208,.35)}
.faqpage .faq strong{color:var(--navy)}
.sub-title{font:600 1.15rem var(--sans);color:var(--ink-soft);margin:0 0 28px}

.p2d .paper{transform-origin:106px 140px}
.p2d .tick,.p2d .ping{transform-origin:444px 38px}
a.ph{color:var(--blue-d);font-weight:700;white-space:nowrap;text-decoration:none;border-bottom:1.5px solid rgba(26,95,208,.35)}
a.ph:hover{background:rgba(26,95,208,.1)}
.article .callout a.ph{color:#fff;border-bottom-color:rgba(255,255,255,.6)}
.promise .ptext{margin-top:22px}
.promise .ptext p{color:var(--ink-soft);font-size:1rem;line-height:1.75;margin:0 0 14px}
.promise .wrap{display:block;max-width:900px}
.promise .wrap{max-width:none}
.promise .ptext{column-count:auto}
.promise .ptext p{text-align:justify;hyphens:auto}
@media(max-width:820px){.promise .ptext{column-count:1}.promise .ptext p{text-align:left}}
/* Unclaimed Shares: image + text as one block */
.promise .wrap{display:block;max-width:var(--wrap,1200px)}
.unc{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:56px;align-items:center}
.unc-img{margin:0;border-radius:24px;overflow:hidden;box-shadow:0 24px 50px -28px rgba(11,37,69,.45)}
.unc-img img{display:block;width:100%;height:auto}
.unc-text h2{margin:0 0 20px}
.unc-text p{margin:0 0 16px;color:var(--ink-soft);font-size:1.05rem;line-height:1.75}
.unc-text p:last-child{margin-bottom:0}
@media(max-width:860px){.unc{grid-template-columns:1fr;gap:28px}}

.logo svg{width:44px;height:44px}
.logo{gap:10px}

/* hero certificate image + classic floating notes */
.cert{display:block;width:100%;height:auto;max-width:500px;border-radius:8px;filter:drop-shadow(0 26px 34px rgba(11,37,69,.2))}
.float{width:100%;max-width:580px}
.fb{background:#fff;border:1px solid #D5E2F4;border-radius:12px;padding:10px 16px 10px 11px;box-shadow:0 10px 24px -14px rgba(11,37,69,.35);font-weight:600;font-size:.84rem}
.fb svg{width:24px;height:24px;padding:5px}
.fb1{top:auto;bottom:calc(100% + 16px);left:2%;right:auto}
.fb3{top:calc(100% + 16px);bottom:auto;left:2%}
.fb2{top:calc(100% + 16px);bottom:auto;right:2%}
@media(max-width:980px){.fb1{left:0}.fb3{display:flex;left:0}.fb2{right:0}.fb1,.fb2,.fb3{font-size:.78rem}}
@media(max-width:560px){.fb3{display:none}.fb1{bottom:calc(100% + 10px)}.fb2{top:calc(100% + 10px)}}
/* free consultation */
.consult{padding:56px 0;background:#fff}
.cbox{display:grid;grid-template-columns:1fr 1.25fr;gap:48px;align-items:center;background:linear-gradient(135deg,var(--sky),#fff);border:1px solid var(--sky-2);border-radius:26px;padding:42px 44px;box-shadow:0 24px 50px -34px rgba(11,37,69,.35)}
.ctext h2{margin:6px 0 10px}
.ctext p{margin:0;color:var(--ink-soft);font-size:1.02rem;line-height:1.7}
.cf{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.cf label{display:flex;flex-direction:column;gap:6px;font:600 .86rem var(--sans);color:var(--navy)}
.cf label em{font-style:normal;font-weight:500;color:var(--ink-soft)}
.cf label:nth-child(3){grid-column:1/-1}
.cf input{font:500 1rem var(--sans);padding:13px 14px;border:1px solid #C9D9EE;border-radius:12px;background:#fff;color:var(--ink);width:100%;box-sizing:border-box}
.cf input:focus{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue)}
.cf .btn{grid-column:1/-1;justify-content:center;border:0;cursor:pointer;font-size:1.02rem;padding:15px 22px}
#consultStatus{margin:12px 0 0;font-weight:600;font-size:.92rem;min-height:1.2em}
#consultStatus.ok{color:var(--ok)}#consultStatus.err{color:#B7382A}
@media(max-width:860px){.cbox{grid-template-columns:1fr;gap:24px;padding:28px 22px}.cf{grid-template-columns:1fr}}
/* floating WhatsApp + call buttons */
.mbar{display:none!important}
@media(max-width:760px){body{padding-bottom:0!important}}
.fab{position:fixed;right:18px;bottom:18px;z-index:70;display:flex;flex-direction:column;gap:12px}
.fab a{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;color:#fff;box-shadow:0 12px 26px -8px rgba(11,37,69,.55);transition:transform .2s,box-shadow .2s;position:relative}
.fab a:hover{transform:translateY(-3px) scale(1.06)}
.fab svg{width:28px;height:28px}
.fab .fab-w{background:#25D366}
.fab .fab-c{background:var(--blue)}
.fab .fab-w:after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #25D366;animation:fabping 2.4s ease-out infinite}
@keyframes fabping{0%{transform:scale(1);opacity:.7}100%{transform:scale(1.55);opacity:0}}
@media(max-width:560px){.fab{right:12px;bottom:12px;gap:10px}.fab a{width:50px;height:50px}.fab svg{width:25px;height:25px}}
@media(prefers-reduced-motion:reduce){.fab .fab-w:after{animation:none;opacity:0}}

/* compact certificate with animated stamp */
.stage{display:flex;flex-direction:column;align-items:center;justify-content:center}
.float{position:relative;display:inline-block;width:auto;max-width:100%;line-height:0}
.cert{width:auto;max-width:100%;max-height:min(430px,58vh);height:auto}
.rstamp{position:absolute;left:74.1%;top:77.3%;width:28.2%;height:auto;transform:translate(-50%,-50%) rotate(-9deg);opacity:.95;animation:rthump .75s 1.1s cubic-bezier(.2,.9,.3,1.15) both;filter:drop-shadow(0 1px 1px rgba(30,142,90,.25))}
@keyframes rthump{from{opacity:0;transform:translate(-50%,-50%) rotate(-9deg) scale(2.2)}to{opacity:.95;transform:translate(-50%,-50%) rotate(-9deg) scale(1)}}
@media(prefers-reduced-motion:reduce){.rstamp{animation:none}}
.fb1{left:0;bottom:calc(100% + 12px)}
@media(max-width:980px){.cert{max-height:none;width:100%;max-width:420px}.float{max-width:420px;width:100%}.fb1{left:0}}
@media(min-width:981px){.hero .stage{align-self:start;margin-top:0}.cert{max-height:min(380px,52vh)}}

/* ink stamp on paper */
.rstamp{mix-blend-mode:multiply;opacity:.95;width:31%!important;transform:translate(-50%,-50%) rotate(-9deg);animation:rthump .7s 1.1s cubic-bezier(.2,.9,.3,1) both}
@keyframes rthump{0%{opacity:0;transform:translate(-50%,-50%) rotate(-14deg) scale(2.4)}55%{opacity:.95;transform:translate(-50%,-50%) rotate(-9deg) scale(.93)}75%{transform:translate(-50%,-50%) rotate(-9deg) scale(1.03)}100%{opacity:.95;transform:translate(-50%,-50%) rotate(-9deg) scale(1)}}
@media(min-width:981px){.cert{max-height:530px}.hero .stage{margin-top:8px}}

/* visit us */
.visit{padding:64px 0;background:var(--sky,#EEF4FD)}
.visit h2{margin:6px 0 26px}
.vgrid{display:grid;grid-template-columns:1.4fr 1fr;gap:28px;align-items:stretch}
.vmap{border-radius:22px;overflow:hidden;border:1px solid #D5E2F4;box-shadow:0 20px 44px -30px rgba(11,37,69,.4);min-height:360px;background:#dfe8f5}
.vmap iframe{display:block;width:100%;height:100%;min-height:360px;border:0}
.vinfo{display:flex;flex-direction:column;gap:14px}
.vcard{display:flex;gap:14px;background:#fff;border:1px solid #D5E2F4;border-radius:18px;padding:18px 20px}
.vcard b{display:block;color:var(--navy);margin-bottom:4px}
.vcard p{margin:0;color:var(--ink-soft);line-height:1.6}
.vic{flex:none;width:40px;height:40px;border-radius:12px;background:#E3EEFF;color:var(--blue);display:grid;place-items:center}
.vic svg{width:20px;height:20px}
.vlink{display:inline-block;margin-top:8px;font-weight:600;color:var(--blue)}
.offs{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.offs li{background:#EEF4FD;border:1px solid #D5E2F4;border-radius:999px;padding:5px 14px;font-weight:600;color:var(--navy);font-size:.92rem}
.faddr{margin:10px 0 0;font-size:.86rem;line-height:1.6;opacity:.8}
@media(max-width:860px){.vgrid{grid-template-columns:1fr}.vmap,.vmap iframe{min-height:300px}}

/* compact footer + steps note */
footer{padding:40px 0 22px;font-size:.9rem}
.fgrid{grid-template-columns:1.3fr 1.1fr .9fr 1.2fr;gap:32px}
footer h4{margin-bottom:10px;font-size:.98rem}
footer a{padding:3px 0}
footer .logo{margin-bottom:12px}
footer .about{line-height:1.6;font-size:.9rem}
footer .legal{margin-top:26px;padding-top:18px;line-height:1.6;font-size:.82rem}
footer .bar{margin-top:14px;font-size:.84rem}
.faddr{margin:8px 0 0}
.byus{font-style:normal;font-weight:600;color:var(--blue)}
@media(max-width:900px){.fgrid{grid-template-columns:1fr 1fr;gap:24px}}
@media(max-width:560px){.fgrid{grid-template-columns:1fr}}

/* home refresh */
.how{padding:56px 0 8px}
.hsteps{list-style:none;margin:28px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:h}
.hsteps li{position:relative;background:#fff;border:1px solid #D5E2F4;border-radius:20px;padding:24px 22px 22px;box-shadow:0 18px 40px -32px rgba(11,37,69,.35)}
.hsteps li:not(:last-child):after{content:"";position:absolute;top:44px;right:-18px;width:18px;border-top:2px dashed #9DBBEA}
.hsteps span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;margin-bottom:14px}
.hsteps h3{margin:0 0 6px;font-size:1.05rem;color:var(--navy)}
.hsteps p{margin:0;color:var(--ink-soft);line-height:1.6;font-size:.95rem}
.why{padding:64px 0;background:#fff}
.wgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:28px}
.wc{background:var(--sky,#EEF4FD);border:1px solid #D5E2F4;border-radius:20px;padding:24px 22px}
.wc .vic{margin-bottom:14px}
.wc h3{margin:0 0 6px;font-size:1.05rem;color:var(--navy)}
.wc p{margin:0;color:var(--ink-soft);line-height:1.6;font-size:.95rem}
.unc{align-items:start}
.unc-img{position:sticky;top:110px}
.consult{background:var(--sky,#EEF4FD)}
.consult .cbox{background:#fff}
@media(max-width:980px){.hsteps,.wgrid{grid-template-columns:1fr 1fr}.hsteps li:after{display:none}}
@media(max-width:560px){.hsteps,.wgrid{grid-template-columns:1fr}.unc-img{position:static}}
.visit{background:#fff}.visit .vcard{background:var(--sky,#EEF4FD)}